Terms & Conditions
Last updated: 9 October 2026
These Terms & Conditions apply to your use of this website operated for Omshree Neelkanth Agency. By accessing the website, you agree to use it lawfully and in accordance with these terms.
1. Website Use
The website provides general information about services and ways to contact Sanjay B. Yadav. You agree not to misuse the website, interfere with its operation or attempt unauthorised access to any system.
2. General Information
Website content is intended for general information and discussion. It is not a substitute for reviewing your circumstances and the full terms of any financial product, insurance policy or service before making a decision.
3. Insurance and Financial Information
Descriptions of insurance and financial-planning topics are general in nature. Product availability, eligibility, benefits, exclusions, charges, underwriting and policy terms may vary. Please review official product documents and seek clarification before applying.
4. Applications and Policy Approval
Any insurance proposal or financial-product application is subject to the relevant provider’s process, eligibility rules, underwriting, documentation and final approval. A discussion or enquiry through this website does not constitute acceptance of an application.
5. Financial Outcomes
No particular return, saving, tax outcome, policy issuance, claim outcome or financial result is promised by this website. Outcomes depend on individual circumstances, product terms and other factors.
6. Enquiries and Communication
Submitting an enquiry or contacting us does not create an advisory, agency or other contractual relationship by itself. Any engagement is subject to the terms and documentation applicable to that engagement.
7. Third-Party Links
Links to external websites and services are provided for convenience. We do not control third-party content, availability, security or privacy practices and are not responsible for changes made by external providers.
8. Intellectual Property
Unless otherwise stated, the website’s original layout and written content are intended for the website operator’s use. Do not copy, republish or commercially reuse website material without appropriate permission. Third-party marks and supplied certificate imagery remain the property of their respective owners.
9. Limitation of Liability
To the extent permitted by applicable law, the website is provided on an “as available” basis. We do not guarantee that it will always be uninterrupted, error-free or suitable for every purpose. Nothing in these terms excludes liability that cannot lawfully be excluded.
10. Website Changes
Content, features and links may be updated, suspended or removed without notice. We may revise these terms from time to time; the date above will be updated when revisions are made.
11. Governing Law
These terms are subject to applicable laws of India. Any dispute will be handled by the courts having jurisdiction under applicable law.
12. Contact Information
Questions about these terms may be directed to Sanjay B. Yadav at osna.sanjay@gmail.com, +91 9004399253, or S. No. 164, Yadav Nagar, Nallasopara East, Maharashtra 401209.